How does Affirm work?

  • Approval with Affirm is dependent on an identity and credit check. Not all customers will be eligible to buy with Affirm.
  • Customers must complete the application on their own. Customer Support cannot assist the customer in the application process.
  • Payment options are offered by Affirm, are subject to an eligibility check, and may not be available in all states. Options depend on your purchase amount, and a down payment may be required.
  • For Affirm's Terms of Service, please visit Affirm.com/terms.

What is required to create an Affirm account?

The customer must be 18 years or older and provide a valid U.S. home address and U.S. mobile number and agree to receive SMS texts to apply with Affirm.

How do I make payments with Affirm?

Affirm will send reminders when payments are due. Log in to the Affirm app or go to affirm.com to pay by debit or bank transfer. The customer can also enable AutoPay for automatic payments if they would like.

Late Fees

No late fees or annual fees

Minimum Cart Value

Affirm will only be available when total purchase price is over $250.

How does Affirm work?

Select Affirm at check-out and enter a few details to see if you are approved. If approved, select the payment option that works best for you. After picking a plan, you'll see your payment schedule, then click confirm to complete your purchase.

Returns

All returns follow the Masterbuilt returns policy. Funds will be applied back through the original payment method made. Once Affirm has been notified the refund will populate back in your account within 3 business days. Affirm does not refund any interest already paid.